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Aug 8th

Before you apply for a loan, you will need to register on the site:

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Before you apply for a loan, you will need to register on the site:

The entire procedure consists of 4 actions:

  • Step one: validate your email address;
  • Step two: invent log and password in into the individual account;
  • Step three: fill out an on-line application, connect the required papers and submit your loan demand;
  • Step four: indication that loan agreement and obtain your cash.

The lending company asks you to definitely offer just fundamental details that are personal the program.

It is nice you can find the nearest location of this lending company that they have a page where.

As a whole, the applying is intuitive and easy. Nonetheless, keep in mind enrollment is compulsory and you ought to prepare yourself to invest additional time developing a individual account.

I made the decision to check on whether this site is legit simply because they ask clients to give their extremely details that are sensitive.

ScamAdvser additionally detected the website’s owner – Patrick Conroy from HFS, LLC Nashville, Tennessee. It is nice that the financial institution has absolutely nothing to conceal. The domain age is additionally impressive – over ten years. The sire has plenty of site visitors and appears popular. Because this internet site has already established negative reviews detected, you need to always check their reputation that is online before for a flex loan.

On-site Testimonials

Nevertheless, the business claims that 98% of their clients provide them with a star that is 4 and encourages users to see client reviews on

I am going to explain my research into the next product of my review.

The recept reviewer stated that this ongoing business ended up being very useful. He requested a 2-week flex loan plus it ended up being fine. The lending company arranged an individual loan payment routine in which he had no prepayment penalty for repaying their financial obligation prior to the date that is due.

The below instance shows what folks consider this loan provider:

One customer from 2015 mentioned that the lending company ended up being stealing cash from him and told to pay for a loan he failed to simply take. He also had to fill away a police report. Another individual had the same problem on a regular basis like an “obsessive ex-boyfriend”– he never took a flex loan from this lender but the latter called him:

Too numerous customers had been dissatisfied utilizing the customer support division. One individual stated that support was never ever in a position to resolve issues and issues. An online talk had been non-existent. He invested 2 weeks uploading docs.

Another customer required just $500 for a few times also it ended up being an experience that is awful.

The exact same problem ended up being published because of the following individual who’d invested 6 hours getting $450. He mentioned that the client help could little have been a faster.

Yet another client ended up being nevertheless waiting around for an answer through the loan provider after uploading all of the documents that are necessary. He chatted to 7 employees that are different the problem ended up being nevertheless unresolved. He simply hoped he’d get a solution prior to the ongoing business says their papers are expired. He included that their vow of the 24/7 business had been a trick designed to attract attention.

This demonstrates that the lending company is quite popular and experienced but a number that is huge of from various durations pertaining to customer care and irritating calls made me a bit concerned.

Getting a session

When you yourself have a concern about your current flex loan, you will need to contact the place related to your private account. Unfortuitously, a chat that is live ended up being unavailable.

I experienced an over-all concern about the potential for being qualified for a flex loan with a credit that is bad. I made a decision to get hold of the company’s representative by utilizing a contact page. We waited for 7 hours last but not least they responded that regrettably they “were unable to validate my identity” but why would they require it? I happened to be only a question that is general their solutions. We conclude that their customer care required further optimization.


The organization has its own benefits: a top trust-rating from ScamAdviser, many places across Tennessee, and endless choice of reviews. They likewise have high optimum loan amounts as high as $4,000. An additional benefit is the fact that a client doesn’t have to borrow the amount that is entire. Instead, he only borrows the quantity he requires and also the sleep remains in their credit line open to him whenever he requires it. As a result, he just will pay interest from the quantity he borrows, perhaps perhaps not the line that is entire of. Besides, flex loans have a flexible and specific payment routine. Prices and terms additionally appear appropriate. The primary drawback is online flex loans are just offered to residents of Tennessee. You may you will need to get financing through this site but only once you have got forget about options kept. I recommend one to look for a lender with an improved reputation.

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